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military personnel who is active, reserve, veteran (within 24 months of separation from active or reserve duty) or retired (completed 20 years of active or reserve duty) status. You qualify for Nissan military cash if you are a member of U.S. Worth $500, this incentive can be combined with other regional and national offers. The cash value depends on the specific offer. Nissan customers may be able to choose a cashback rebate rather than a special APR financing deal. High credit scores are required to qualify. NMAC frequently offers low-APR and 0% APR financing deals on its models. Unlike offers from other lenders such as banks and credit unions, you can’t take an NMAC offer to multiple automaker dealerships. Other lenders have a more strict range for both loans and leases. NMAC offers a wide variety of term ranges. You must choose a Nissan vehicle before you can apply to NMAC. Getting a Nissan auto loan while you’re at a Nissan dealer could make car shopping a one-stop experience. Pros and cons of Nissan financing ProsĬonvenience. At the end of the lease, you can return, purchase or replace the car.īut there are some downsides: In a 36-month (three-year) lease, you pay for about half the vehicle’s value even though you use less than half the vehicle’s lifespan. Nissan leasing terms range from 24 to 60 months, but the most common term is 36 months, which exactly matches the length of Nissan’s basic warranty. The biggest benefit is that it allows for lower monthly payments on a new model. Most new Nissan vehicles come with a 5-year, 60,000-mile warranty on what makes up the powertrain: the engine, transmission and drive axle. Almost all new Nissan vehicles come with a 3-year, 36,000-mile, “bumper-to-bumper” warranty. And remember that a vehicle will need maintenance and repairs, especially after its warranties are up.
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You can use a car affordability calculator to help you determine what payment is comfortable for you. Your monthly car payment should be first and foremost affordable. Nissan finance terms range from 12 to 75 months. You could get prequalified for Nissan financing online before going to the dealership, or you could apply when you’re there. You could change the vehicle later nothing is set in stone until you sign a contract to purchase or finance. You must choose the Nissan vehicle you want before you can apply for NMAC financing. As we’ve mentioned, Nissan finance rates may start as low as 0.00% APR, but you won’t know your exact rate until you apply. If you obtain a NMAC auto loan offer, you can’t take it across town to use at a Ford dealership. NMAC offers financing on new, used and certified pre-owned Nissan vehicles that are sold at Nissan dealerships.